Money Saving Tips

23 July 2014

Whether it's due to over-stretched salaries, an insatiable shopping habit or the result of a sluggish economic recovery, many of us may find that our funds don't ever seem to last long enough.

Although for some of us this may be a temporary glitch from which we'll soon be back on our feet financially, it can be a more permanent state for others.

Struggling to make ends meet each month not only places bank accounts in the red but can put people at risk. For example, people with reoccurring financial troubles may find themselves unable to meet mortgage repayments which therefore makes their home vulnerable to repossession.

Those in such dire straits may be able to seek help with a debt solution such as insolvency, but there are steps that you can implement before your money woes become overwhelming.

To keep a steady cash flow, you should implement a money management strategy. This often involves examining the ways that you currently use your money which can range from what bank account your money moves through how you spend it. Although deciding what interest rate will help you get the most from your money and calculating a budget can seem daunting, it can be a great help in balancing your bank account.

To take the confusion out of credit cards and make saving more straightforward, we've compiled a guide to money management. Follow these steps and you'll soon have your finances in order.

Download our guide to money management

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